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Are there any maximums on Statutory Accident Benefits?

 

Unfortunately, yes. If your accident occurred on or after September 1, 2010 and your injuries are considered non-catastrophic you are entitled to maximums of $50,000 in medical and rehabilitation benefits over 10 years, $36,000 for attendant care benefits over two years at no more than $3,000 per month unless optional benefits were purchased before the accident. Housekeeping and home maintenance benefits are only available to those involved in collisions on or after September 1, 2010 with non-catastrophic injuries, if optional benefits have been purchased, and then only to a maximum of $100 per week for two years. If your injuries are non-catastrophic, you are only entitled to claim transportation expenses after the first 50 kilometers per trip, even for medical and rehabilitation appointments.

 

If your injuries are considered catastrophic you are entitled to maximums of $1,000,000 over your lifetime for medical and rehabilitation benefits, $1,000,000 for attendant care benefits over your lifetime at no more than $6,000 per month, and housekeeping and home maintenance benefits to a maximum of $100 per week for life. There is no minimum mileage limit for transportation expenses. You may be entitled to increased benefit maximums if your injuries are catastrophic and you purchased optional insurance before the accident.

 

If your accident occurred on or after September 1, 2010 and your injuries are considered to be minor, you may be entitled to a maximum of only $3,500 for medical and rehabilitation benefits. Housekeeping and home maintenance benefits are available if you purchased optional benefits to a maximum of $100 per week for two years, but no attendant care benefits are available.

 

If you have any additional questions, please feel free to contact us.

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